Starting May 1, 2025, members using Co-Op Shared Branching locations outside of the state of Washington will notice a small change designed to help keep your account safer.
While this update comes from the Co-Op Shared Branching network, not directly from Waterfront, we fully support it because it adds an important layer of protection for your money.
What Is IDCheck?
IDCheck is a new two-factor authentication step that helps confirm your identity when using a participating shared branch outside of Washington state. It’s fast, simple, and designed to reduce the risk of fraud.
This change only applies to out-of-state shared branching transactions.
How It Works
Why You’ll Appreciate It